More Coverage
Twitter Coverage
JOIN SATYAAGRAH SOCIAL MEDIA
"भिखारी जैसा लोन पर जी रहा है": Female bank employee Anuradha Varma in Mumbai sparks outrage as viral audio shows her insulting a soldier over ₹15 lakh loan, HDFC Bank denies link

Mumbai, September 17: A shocking incident has surfaced online through an audio recording that has left many disturbed. In this viral audio, a woman who is said to be a bank employee can be heard misbehaving with a member of the Indian Armed Forces during a phone call.
The remarks made by her were highly insulting and have triggered anger among citizens. People on social media are demanding strict action against the woman for her derogatory comments against soldiers who protect the nation.
The claim being circulated with the audio is that the woman works with HDFC Bank in Mumbai. According to the viral post, she was not only threatening the soldier but also verbally abusing him over a dispute connected to a loan. This matter has quickly gained nationwide attention, with many describing the incident as deeply disrespectful and unacceptable.
What the Audio Reveals
In the audio clip, the woman can be heard making extremely offensive remarks. She says, “You are uneducated, that’s why you have been sent to the border. If you were educated, you would have been working in a reputed organisation. You should not eat someone else’s share, it won’t be digested, (Isiliye tumhare bachche viklang paida hote hai) that’s why your children are born disabled.”
Her comments do not stop there. She goes on to add, “I also belong to a defence family. If you had belonged to a good family, you would not have taken a loan of ₹15–16 lakh. You are living on loans and still giving lectures.”
She then openly challenges the soldier to visit the bank branch, saying: “Do whatever you want, try to ruin me. (Bhikari jaisa loan pe jee rahhe ho) You are living like a beggar on loans. Am I your father’s servant? Do I look mad to you?”
These words have been described as cruel and highly disrespectful, especially towards a soldier who serves the country. The recording has been widely circulated, with people expressing outrage and demanding accountability.
|
HDFC Bank Issues a Clarification
The clip was shared on the social media account of a journalist with the username “@navalkant.” Along with the audio, details of the woman were posted, identifying her as Anuradha Varma and claiming that she works at HDFC Bank in Mumbai. The post not only demanded legal action against her but also accused her of being anti-national for insulting the Armed Forces.
The video was posted with the caption: “Listen to the viral audio, I don't know why the fight happened. But the alleged @HDFC_Bank female employee went to the extreme of misbehaving with a military personnel over a loan. Not only that, she insulted the entire army and the martyrs, hurled abuses. She thoroughly humiliated those who take loans. Those taking loans, be cautious!”
Soon after, HDFC Bank released an official statement denying the claim. The bank clarified, “this information is incorrect. There is no employee of HDFC Bank under that name - Anuradha Verma.”
A spokesperson further added, “We would like to clarify that the lady in the audio clip is not an employee of the Bank. The conduct seen in the video is neither acceptable nor does it reflect HDFC Bank’s values.”
|
Public Reaction: “Horrendous Behaviour”
Deepika Narayan Bhardwaj, a well-known men’s rights activist, also shared the audio and expressed her anger. She wrote, “Horrendous behaviour by your employee @HDFC_Bank. She's talking as if people who take loan are beggars. She's saying kids of soldiers who take loan are born disabled and then become Martyrs. Heights of sickness. Sack her please.”
Her post added more fuel to the public outrage. Many others agreed with her and demanded that the bank act swiftly to restore trust.
Netizens Call for Immediate Termination
Across social media platforms, people are strongly demanding that the woman be removed from her position. Many believe such words not only insult soldiers but also attack the dignity of every person who takes a loan. Another user wrote, “This is an anti-national behaviour‼ An act detrimental to the dignity & valour of the Armed Forces of India. The bank should immediately terminate this employee, irrespective of how influential her contacts may be.”
The matter has now turned into a major debate online, with strong voices urging that such behaviour must not be tolerated under any circumstances.
Support Us
Satyagraha was born from the heart of our land, with an undying aim to unveil the true essence of Bharat. It seeks to illuminate the hidden tales of our valiant freedom fighters and the rich chronicles that haven't yet sung their complete melody in the mainstream.
While platforms like NDTV and 'The Wire' effortlessly garner funds under the banner of safeguarding democracy, we at Satyagraha walk a different path. Our strength and resonance come from you. In this journey to weave a stronger Bharat, every little contribution amplifies our voice. Let's come together, contribute as you can, and champion the true spirit of our nation.
![]() | ![]() | ![]() |
| ICICI Bank of Satyaagrah | Razorpay Bank of Satyaagrah | PayPal Bank of Satyaagrah - For International Payments |
If all above doesn't work, then try the LINK below:
Please share the article on other platforms
DISCLAIMER: The author is solely responsible for the views expressed in this article. The author carries the responsibility for citing and/or licensing of images utilized within the text. The website also frequently uses non-commercial images for representational purposes only in line with the article. We are not responsible for the authenticity of such images. If some images have a copyright issue, we request the person/entity to contact us at This email address is being protected from spambots. You need JavaScript enabled to view it. and we will take the necessary actions to resolve the issue.
Related Articles
- “This will remain the land of the free so long as it is the home of the brave”: 21-years-old Rifleman Jaswant Singh Rawat martyred in the Indo-China war, held his post for 72 hours and single-handedly killed 300 Chinese soldiers to save Arunachal Pradesh
- Nehru relied on diplomacy and ignored the armed forces causing defeat in the 1962 India-China war: War-hero Air Marshal Denzil Keelor (Retd)
- Lt Col Karanbir Singh Natt, Sena Medal 160 TA (JAKRIF), who heroically neutralized a terrorist in J&K in 2015 despite grave injuries, immortalized today, his undying courage, and family's enduring support etch him forever as an unwavering hero of India
- ‘Jagdamba ki Jai Ho' words spoken by a wounded yet determined 2nd Lt Arun Khetrapal during 1971 Bharat-Pakistan war when he went on to destroy 10 Pakistani battle tanks: Youngest Param Vir Chakra Winner became eternal at 21
- "Interference unsettles peace; steadfast resilience is our response": Insurgent groups in northeast India receiving Chinese aids, regional discord jeopardizing national security, says Ex-Army chief MM Naravane, discusses drug trafficking in Manipur
- Chinese propaganda campaign video is busted by Indian Army, shares pictures of Indian Jawans unfurling Tricolour at Galwan Valley
- In a historical move ahead of Republic Day on January 26th, the Amar Jawan Jyoti flame at the India Gate would be merged with the flame at the National War Memorial on Friday
- 'Himveers' from Indo-Tibetan Border Police unfurled the national flag at 15000 feet above the sea level braving inhospitable conditions at -40C in Ladakh: Watch ITBP soldiers celebrating the 73rd Republic Day
- NHAI barred the Bhuni toll agency from future bids, imposed a ₹20 lakh penalty after Army jawan Kapil Kavad was assaulted in Meerut, six accused arrested, and enraged villagers stormed the plaza demanding justice for the soldier humiliated on duty
- "A Father's Fortitude, A Nation's Debt": In an epitome of stoic grace, Lachhman Singh Rathor embodies unparalleled sacrifice for his nation, his tale, reverberating with courage & loss, unfolds a solemn reminder of the spirit of a soldier's father
- South Delhi shock as serving Indian Army Brigadier Parminder Singh Arora and his son are brutally assaulted in Vasant Enclave by the very people they stopped from public drinking, sparking massive outrage over local police inaction
- Heartbreak engulfs Kashmir as ten brave soldiers of 4 Rashtriya Rifles make the supreme sacrifice in a tragic accident at Khanni Top, uniting the nation in deep sorrow and reverence for their bravery
- General Dwivedi reveals India was fully ready for ground action during Operation Sindoor, warning Pakistan that any future misadventure will invite a swift, severe, and decisive military retaliation
- "Saddest thing about betrayal is that it never comes from your enemies": J&K Govt terminated Dr Bilal Ahmad Dalal and Dr Nighat Shaheen Chilloo for working with Pakistan to falsify post-mortem report of Asiya and Neelofar to falsely implicate Indian Army
- Christian officer Lt Samuel Kamalesan terminated for refusing temple sanctum entry; as Supreme Court led by Justice Surya Kant hears his plea, India is reminded that in the Army, command rises above religion

























